(605) 355-0592

Insurance Claims

When Weather Strikes, Quality Experience & Service Matters. 

Stay Under Budget with the Pros You Can Trust.

 

damage

When Your Home Takes A Hit from Mother Nature… Quality Service & Products From Experienced Local Experts Is Important.

Working through an insurance claim can be a frustrating experience.  The process requires time and specific knowledge of various terms and requirements for you to be made whole following a loss.

Quality roofing has been working with insurance companies regarding storm claims for many years, and we are often referred by insurance companies due to our experience and expertise.

With a licensed adjuster on staff, we are able to work with you to handle your claim from start to finish, making sure that your home is repaired as it should be without you shouldering undue expenses and running into complications with timelines and payments.

Get a Quote For Your Project

Licensed Insurance Adjuster On Staff!

 

Most wind and hail damage on your roof cannot be seen from ground level and go undetected to the untrained eye. If your roof isn’t leaking right now, it may leak soon, and you don’t want to take that risk. Trust us to handle it.

 

When you need fast, high-quality repairs, we’ll be there. We stand behind our work. To us, customer satisfaction is what comes first. Expect exceptional service.

TERMS TO HELP YOU UNDERSTAND THE INSURANCE PROCESS

DEDUCTIBLE

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A deductible is the amount of money that you are responsible for paying toward an insured loss.  When a disaster strikes your home, the deductible is subtracted from what your insurance pays toward a claim.  The deductible is considered an out-of-pocket expense paid by the homeowner.  Deductibles are how risk is shared between the homeowner and the insurer.

 

In most cases, larger deductibles allow the homeowner to pay lower premiums for an insurance policy.

State insurance regulations strictly dictate the way deductibles are incorporated into the insurance policy and vary from state to state.

Deductibles are normally either a specific dollar amount such as $1500 or a specific percentage of the value of the home such as 1%. 

A.C.V.:

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Actual cash value. Acv is the amount paid to replace your property factoring in depreciation.  It is the amount paid to replace your damaged property minus depreciation.

R.C.V.

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Replacement cost value.  RCV is the amount paid to replace your property without factoring in depreciation. It is the amount paid to replace your property with new property.  The full cost of the new property is paid to you without any deductions for depreciation.

DEPRECIATION

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Your dwelling and most of its contents – such as your roof, windows, siding, and furniture – may lose value over time due to factors such as age along with weathering and wear and tear.  This loss in value is known as depreciation.

REIMBURSEMENT

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Under most insurance policies, claim reimbursement begins with an initial payment for the actual cash value “acv” of your damage, or the value of the damage at the time of loss.  If you have replacement cost coverage included in your policy, you may be able to receive additional funds to cover the depreciation of the damaged items.  Reimbursement may involve two or more payments to you.  Receiving additional payments is dependent upon you supplying the insurance company additional information regarding the repairs that have been completed.

Quality Products & Service

Our experienced project managers are ready to improve your home from top to bottom. We’re the home exterior professionals. Give us a call today to get a free estimate for our services. We love our Black Hills locals. We serve home owners in the Black Hills and surrounding areas such as, - Rapid City, Custer, Hot Springs, Sturgis, Spearfish, Lead, Deadwood and Belle Fourche. Stay under budget with the pros you can trust.

Our Services

Roofing

Specializing in Roof Related Services.

Siding

Add Curb Appeal. Correct Damage.

Gutters

Install. Replace. Repair.

Windows

Let the Light in and Feel Good at Home.

Insurance Claims

Licensed Adjuster On Staff.

Satisfaction Guaranteed

“These guys are awesome! Had my roof and gutters trashed from a bad hailstorm and Quality Roofing came to the rescue. Service was great from the get-go. They installed my new roof and all the gutters quickly and professionally. Bonus points is for when they checked several times after the repair to make sure everything was fine and to see if I had any repair issues (I didn’t). Highly recommend Quality Roofing!!!”

Steve Lynn

Customer

“After 90 mph wind gusts and days upon days of 50 mph plus sustained winds our roof was in serious need of repair. Quality came out quick and did a very fast job. Our roof is pitched steeper than others but didn’t matter to these experts. So bottom line the other Google reviews that says how great they are were not wrong. These guys are great and by the way the price was the lowest in town!!! So if you need your roof fixed call Quality roofing NOW!!”

South Dakota Review Guy

Customer

Satisfied

Mackenzie Norris
Mackenzie Norris
February 17, 2024
Quality roofing installed our roof and siding at the lake ! Fast, clean and looks great !
Shana McDermott
Shana McDermott
February 16, 2024
Awesome Spearfish Showroom at Exit 14 in front of Walmart. They have Windows, Siding, Doors, and Roofing. Great design center for remodeling your home and super helpful people.
Garrett
Garrett
February 13, 2024
Great Company to work with.
Todd Hulm
Todd Hulm
January 19, 2024
Fantastic service and quality installation!
Steve Morford
Steve Morford
November 29, 2023
Great company to work with. I highly recommend.
Cynthia V
Cynthia V
November 19, 2023
The name says it all-QUALITY! They do excellent work and work with your budget. Tyler was great to work with. Would recommend Quality Roofing without hesitation!
Kelly Steever
Kelly Steever
October 27, 2023
The work they did in our house was amazing. It looks beautiful and it was done fast and clean. The price was reasonable and they work with our budget. We took one star because of some minor miscommunication and details that could have been avoided. We totally recommend them.
Steven Overby
Steven Overby
September 25, 2023
Quality Roofing was recommended to us to replace our roof and gutters due to hail damage. Dealing with Tyler King was a pleasure. In addition, we had several outbuilding roofs to be replaced. The quality of their work was excellent. They stayed within our budget. Very happy with the company and look forward to using them on future projects.
Tara Reid
Tara Reid
August 25, 2023
Great local business! Chris was so easy and prompt when I needed an inspection. I highly recommend Quality Roofing & Construction!
Rbrab
Rbrab
August 11, 2023
Great crew !

Local. Experienced. Quality Roofing & Construction

We are truly local. Serving the Black Hills Area Since 1993.

 

Contact

Office

635 Plum Tree Lane
Rapid City, SD 57702

Office

3025 1st Ave - Suite 7
Spearfish, SD 57702

EMAIL US

info@qualityroofingrc.com

Hours

MONDAY – FRIDAY
8:00 AM – 5:00 PM

SATURDAY
BY APPOINTMENT

SUNDAY
CLOSED

We are Truly Local. You know us.

Stay under budget with the pros you can trust.